Personalized financial strategies for the life you’ve earned
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Planning for retirement in Florida comes with unique moving parts, from taxes and healthcare to income planning and protecting your lifestyle. We help future and current retirees across Florida answer the financial questions that matter most so they can retire with more confidence and a plan built for long-term peace of mind.
How do I execute a Roth conversion strategy without a massive tax hit?
When should I start taking Social Security?
How much money do I need to retire at age 60?
How does Medicare work, and what does it cost?
Should I pay off my mortgage before I retire?
What is the most tax-efficient withdrawal plan?
Can I spend more earlier in retirement?
Am I paying too much in advisory and investment related fees?
How can I reduce taxes now and later in life?
Spending answers, tax analysis, stress testing, Social Security optimization, and more
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Before looking at a single number, we focus entirely on the life you want to build. We help you map out your retirement "must-haves" alongside those big, exciting bucket-list dreams. Together, we use these personal aspirations to design a customized roadmap.
Common Questions We Answer:
Transitioning from saving money to spending it can be one of the most stressful phases of retirement. We help you build a reliable "retirement paycheck" that you are comfortable with. Our dynamic plan is structured to prevent both overspending and underspending, letting you confidently enjoy life to the fullest.
Common Questions We Answer:
Taxes will likely represent one of your single largest expenses throughout your retirement years. Unlike traditional tax preparation that only looks backward at last year, our planning proactively focuses on forward-looking strategies. We look for smart opportunities to minimize your total lifetime tax liability so you keep more of your wealth.
Common Questions We Answer:
Health care is often the single largest wildcard and a confusing aspect of retirement, which is why we model health care and long-term care expenses directly into your plan. We also have partners who can assist with bridging the pre-Medicare health insurance gap, enrolling in Medicare, or selecting optimal supplemental policies.
Common Questions We Answer:
We believe in designing evidence-based portfolios tailored to your financial goals. By educating you on how different market climates impact investments, we establish an asset mix that balances your personal risk tolerance with your retirement needs. From there, we manage or recommend investments across all your accounts to keep you aligned with your long-term plan.
Common Questions We Answer:
As a fee-only advisory firm, we do not sell insurance products or earn commissions from referrals. This independence allows us to provide an entirely unbiased, professional review of your existing insurance coverage. We identify potential gaps and give you a clear checklist to review with your agent.
Common Questions We Answer:
A great estate plan ensures your wishes, your care, and your legacy are fully protected if you cannot make decisions yourself. We review your current wills, trusts, and power of attorney documents to ensure they align with your actual goals. If your plan needs to be created or updated, we connect you with trusted estate attorneys or services to complete the process.
Common Questions We Answer:
While many of our clients (and myself) call Florida home, we work with families nationwide and have built a seamless virtual experience that makes it easy to get expert guidance wherever you are. Same advice, same attention, just delivered remotely.
Our process is designed to simplify every aspect of your financial life, bringing your investments, taxes, cash flow, and long-term goals into one cohesive strategy. With everything aligned, you can make decisions with purpose and move forward knowing you have a clear plan and a trusted partner guiding you along the way. Have more questions? Check out our FAQ page here:
This 30-minute call is to discuss your goals and determine if our firm is a good fit. You'll learn about our financial planning process, how we manage investment portfolios, our fee structure, and get all your questions answered.
Once you’ve decided to move forward, we'll collect your data and begin to map every aspect of your financial life: investments, liabilities, cash flow, taxes, insurance, and estate planning.
We provide a comprehensive plan with specific recommendations on how to achieve your retirement goals. We'll also present a portfolio analysis with suggestions to better align your investments.
Regular meeting and ongoing guidance. Strategy adjustments as life changes. Unlimited questions answered. All for a transparent annual fee that never increases with your wealth.
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We deliver tailored solutions to help you live your best life through dedicated financial planning and investment management strategies that are personalized to your needs, goals and lifestyle.
Talk with an AdvisorOffice: 1600 E 8th Ave., Ste. A200 Tampa, FL 33605
Additional Location: 200 Central Ave. St. Petersburg, FL 33701
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Southshore Financial Planning LLC (“Southshore Financial Planning”, “Southshore”) is a registered investment advisor offering advisory services in the State of Florida and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training. The presence of this website on the Internet shall not be directly or indirectly interpreted as a solicitation of investment advisory services to persons of another jurisdiction unless otherwise permitted by statute. Follow-up or individualized responses to consumers in a particular state by Southshore Financial in the rendering of personalized investment advice for compensation shall not be made without our first complying with jurisdiction requirements or pursuant to an applicable state exemption.
All written content on this site is for information purposes only. Opinions expressed herein are solely those of Southshore Financial Planning, unless otherwise specifically cited. Material presented is believed to be from reliable sources, and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation.
